Lending Meets More Rewards

Earn competitive yields while borrowing with confidence. Minterest is a decentralised lending protocol designed to put more value directly in your hands.

Earn more with ease

Boost earnings with blue-chip assets and stacked rewards.

Borrow without stress

Save up to 10% on borrowing costs compared with peers. †
Designed for ultra-low liquidation costs powered by Minterest’s Solvency engine.

How Minterest Aims to Deliver Attractive Yields and Lower Borrowing Costs

Minterest's Buyback Engine uses protocol fees to reward MINTY stakers, aiming to boost net yields and lower borrowing costs.

Borrowing with a lower APR

Borrow crypto against your collateral targeting lower borrow APR compared with peers.

Earning with a higher APY

Supply crypto assets, earn interest, and stack additional rewards.

A lending experience built for you

Bridge Assets & Deposit

Easy Deposit & Withdrawal

Multi-Chain Access

Ethereum, Mantle, Taiko and more soon

No Hidden Fees

Transparent, fair pricing structure

Get started today

Earn and Borrow with maximum flexibility.
1. Connect your wallet
2. Supply your preferred asset
3. Earn yield in original token + rewards
1. Connect your wallet
2. Supply collateral for borrowing
3. Receive the desired amount with ease

Get started today

Earn and Borrow with maximum flexibility.
1. Connect your wallet
2. Supply your preferred asset
3. Earn yield in original token + rewards
1. Connect your wallet
2. Supply collateral for borrowing
3. Receive the desired amount with ease

Security First

Robust security is prioritised. Minterest’s smart-contracts have undergone independent audits: read the full reports. Minterest employs monitoring and upgrades to mitigate risk.

Audited by

Backed by leading investors

A global portfolio of leading investors.

Minterest NFTs, 50% more Rewards†

Minterest NFTs offer up to 50% additional rewards on Earn and Borrow activities while representing a piece of blockchain history.
Our Trusted Partners

We are here to support you

Join the Community of over 100,000 pioneers around the world.
Our team will answer your questions via Email or Telegram, Discord and X.
Reach out via

Disclaimer

*Digital asset lending involves risk, including potential loss of principal. Quoted APYs and APRs are estimates and variable, based on current market conditions and may change without notice. Distribution of protocol fees, reward multipliers and other parameters are determined by on-chain governance and can be modified in the future. Minterest services are not available to residents of the United States, sanctioned jurisdictions, or other restricted regions. No system is completely risk-free. Smart-contract exploits, market volatility and technical failures can lead to partial or total loss of assets. Always do your own research. Review our Terms of Use before participating.

Forward-looking projection for illustrative purposes only. Actual borrow rates vary by asset, utilisation, and time. Check the Minterest App for current figures.