White Paper (coming soon)
Get the highest long term yield in DeFi
The Minterest lending protocol distributes all revenue generated back its users, ensuring their best interest.
How it works
Operating its own on-chain liquidation and buyback mechanisms, the Minterest protocol automatically distributes the value it captures from interest rate, flash loan and liquidation fees to users. It does this via MNT tokens that it buys on-market, ensuring your highest long-term yields.
Minterest’s auditing process is relentless, designed to push the standards of asset security and secure long-term yields, ensuring your best interest.
Asset security
Overseen by a portfolio of best-of-class auditors, everything about Minterest is built to ensure your yield is secure for the long term.
Real transparency
Not only is Minterest rigorously audited and backed by the most robust code in the world, its operational transparency gives you complete confidence.
DeFi you can trust
Learn more
Pioneering user interface
A user-centric dashboard presents customised portfolio and risk analysis tools, enabling you to make well-informed risk/reward decisions with confidence.
What Minterest's partners are saying
Powered and backed by some of the best DeFi/blockchain professionals in the industry
Minterest's unique token buy-back mechanism using the protocol’s own revenue means Minterest passes on protocol rewards to users for their participation in its governance. It’s the first of its kind in DeFi, and a truly sustainable, long-term model.
James Wo
Founder and CEO of investor DFG (Digital Finance Group)
Team and Advisors
The team behind Minterest is a group of crypto’s brightest talents, each committed to shared goals of fairness, transparency and the democratisation of DeFi.

It’s a team comprised of seasoned professionals with 50+ years combined experience in blockchain and digital platforms, who have generated billions in enterprise value and are complemented by world class advisors, a full-time engineering team of 16 plus specialised teams of marketing and operations personnel.
CBDO at TomoChain, entrepreneur and management consultant for startups
Kyn Chaturvedi
COO
Has 20+ years in founding start-up teams. Founder COMindico and Freelancer.com reaching >1bn valuation
Josh Rogers
CEO
Founder of BrickMark AG, holding the world record in real estate tokenization
Alexander Funck
CMO
Product Manager Cardano, Co-founder of DBO2 and RepairPal, more than 22 products delivered
CPO
David Esser
Engineer and Team Leader with experience in banking, insurance, and finance
Denis Romanovsky
Dev Team Lead
Founder Riddic OU, financially architecting and delivering infrastructure projects for >40 global clients
David Ajanjan
CFO
Leading industry advisor, former Managing Partner APAC at Prysm Group
Joeri van Geelen
Advisor
Co-founder of Aleph Zero, Phd and industry researcher in Mathematics at Simons-Berkeley
ADVISOR
Matthew Niemerg
MD Chainlink Labs, former MD IBM Blockchain
David Post
Advisor
Tech expert in >25 code languages, industry thought & technology leader
Mark Fitzgibbon
Advisor
Partner Iconomy foundation, advisor at Chainlink Labs and multiple industry leaders
Simon Schwerin
Advisor
Partner at Faculty group, advisor and incubator of multiple industry leaders
Advisor
Philipp Zimmerer
Minterest Updates
FAQs
What is the Minterest Protocol?
Minterest is a ground-breaking lending protocol built by industry leaders to service billions in TVL and to challenge existing DeFi incumbents. The protocol gives users a decentralised token money market, combined with a uniquely fair incentive structure that will facilitate and promote widespread adoption of DeFi. By utilising its own buy back mechanism, the protocol passes on 100% of revenue generated to its community of active participants.
What makes Minterest different from other lending/borrowing Protocols?
It’s the world’s first lending protocol capturing 100% of value from the combination of interest rate, flash loan and liquidation fees which are then passed on to Minterest users participating in the protocol’s governance over time. This results in the highest long-term yield in the crypto borrowing/lending sector.
How does the protocol reward users for loyalty?
Loyalty bonuses will be passed onto users who provide liquidity in the long term and users will earn MNT tokens for their commitment to the protocol’s governance processes over time. This feature incentivises long-term liquidity to be built and maintained for the benefit of all Minterest users.
Will the protocol be audited?
The Minterest protocol will be audited by highly regarded auditors in the blockchain space prior to its early access phase, underpinning network security and giving users the confidence required to fully participate.
How can I participate in the early access phase?
Please visit our Telegram community for information on how to participate, and for important updates
CEO
Josh Rogers
A serial technology entrepreneur with a 25+ year career as founder or in founding start-up teams including COMindico, the world’s first point-to-point IP telco (US$300M raise), Oriel Communications, the world’s first micro-billing content engine used for the world’s first monetisation of Big Brother 2 content, Mitchell Morgan, an advisory and fintech conglomerate encompassing a digital agency for online digital platforms, Freelancer, the world’s largest freelancing marketplace and HeyYou, Australia’s largest hospitality app.
COO
Kyn Chaturvedi
Formerly CBDO at TomoChain, SE Asia's largest public blockchain where he supported Vietnam’s government securing the national education sector on TomoChain plus major commercial use cases integrating NFTs into Japanese consumer products. Additionally, Kyn led the gaming division of India's largest game development house, Dhruva Interactive (eventually bought by Rockstar Games) and has launched several gaming related businesses, notably BattleBards. Kyn holds an MBA from the Wharton School of Business and BSc’s in both Industrial Engineering & Economics from Georgia Tech.
CMO
Alexander Funck
Previously co-founder of BrickMark AG, which in 2020 held the world record for the tokenisation of US$140M in prime real estate assets, during his career Alex has consulted to 17 technology clients, from HNWIs to leading startups and enterprise, and with combined value creation exceeding US$1B. He holds a MSc Management from Otto Beisheim School of Management and a BSc in Industrial Engineering from Brandenburg University of Technology.
CPO
David Esser
Formerly Product Manager for Cardano, David has a 20+ year digital product career including roles as co-founder, CTO and CPO of sector leading firms like DBO2 and RepairPal and during his career has delivered 20+ successful online products and businesses across blockchain, FinTech, ecommerce, automotive, risk management, AI and IoT. David holds a BA from Stanford University in International Relations and Economics.

CFO (Perm Part-time)
David Ajanjan
Founder and CEO of Riddec, a web, mobile and blockchain oriented digital agency with a global client portfolio additionally sourcing specialised staff including for blockchain tech stacks such as smart contracting and Substrate, Solidity, Rust and Ink coding languages and DLT technologies EVM, Polkadot and DAG. Additionally, David has lead-managed 3 bespoke investment funds. David holds a BA from Tartu University and completed Harvard University’s Finance and Alternative Investments and Financial Markets at Yale University.
CTO
Denis Romanovsky
A full-stack solutions architect and blockchain engineer experienced in designing protocol architecture for both Substrate and Solidity tech stacks plus coding languages Ruby on Rails and Javascript, Denis has an extensive engineering career specialising in fintech as a solutions architect and tech lead building out product solutions for insurance, financial services and  banking for some of the world’s leading digital agencies, including EPAM and itransition. Denis holds a BSc in Software Engineering from Belarusia’s State University.

Advisor - Business Development
Joeri van Geelen
Previously Managing Partner APAC for Prysm Group, the world’s leading economic blockchain auditing consultancy, Joeri’s Tier-1 network is truly world class. He’s a mentor and advisor for numerous blockchain startups and specialises in sophisticated GTM strategies for Outlier Ventures, Plug & Play Tech Center, F10 and Algorand, plus is a highly sought after speaker and panelist at global blockchain and technology conferences. Joeri holds a BSc from the University of Groningen, and a double MSc from the Rotterdam School of Management, Erasmus University

Ph.D., Advisor - Technology
Matthew Niemerg
With an extensive blockchain history since 2014, Matthew is co-founder and CEO of AlephZero, an enterprise oriented sovereign chain project and also co-founder of Cardinal Cryptography, a specialist consultancy in cross-chain architecture. Matthew holds a Ph.D. in Mathematics, is a Simons-Berkeley Fellow and an IBM Center of Excellence Fellow in High Performance Computing, 
Advisor - Operations
Mark Fitzgibbon
Has a 25+ year technology career, in the mid-nineties developing the first ISP’s and wholesale internet connectivity for Kenya, Yemen, Romania, Kazakhstan and Bosnia. Mark has consulted extensively to various blockchain projects and investment teams, including Harmony, OriginTrail, Ravel Protocol, Radix and API3, he has an extensive coding background in 25+ languages, including Solidity, Unix, Cisco Systems IOS, RPG, COBOL, FORTRAN and Java and has been an avid crypto podcaster since 2018.

Ph.D., Advisor - Strategy
David Post
Currently Managing Director for Corporate Development and Strategy at Chainlink Labs where he leads investment, grant, acquisition and strategic partnership activity. David has a world class blockchain centric career spanning both enterprise and crypto having previously founded and launched IBM Blockchain Ventures, incubating multiple enterprise networks for startups to Fortune 500s while additionally launching IBM’s Blockchain Accelerator. David holds a Ph.D. in International Relations from Georgetown University.
Advisor - Strategy
Simon Schwerin
Build different startups before becoming an investor, he is also an advisor at Chainlink Labs, with expertise in business-related topics such as fundraising, financial planning, product development, marketing, and project management. Holds a MSc. Business Intelligence and Process Management.

Advisor - Marketing
Philipp Zimmerer
A co-founder of Faculty Group, a leading blockchain marketing firm, Phil has been involved in 50+ blockchain and DeFi projects as an early investor, advisor or team member. Additionally, he is core contributor at Spool.fi, building permissionless middleware that automatizes and optimizes the flow of liquidity from DeFi capital aggregators. Phil holds a BSc. in Economics from Erasmus School of Economics.